An accident can turn your life upside down in seconds. When a personal injury occurs – whether on your way to work, in traffic, during medical treatment or in your free time – it can give you the right to financial compensation. But how does personal injury compensation actually work, and why should you consider contacting a specialist lawyer?

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In this guide, you will get an overview of your rights, what types of damage give rise to compensation, how the amount is calculated – and not least why legal help can make a big difference.

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What is personal injury compensation?

Personal injury compensation is a financial compensation you may be entitled to if you have been physically or mentally injured as a result of an incident for which someone else is responsible. The compensation is intended to ensure that you are not left alone with the costs and losses that the injury entails – and should, in theory, put you in the same financial situation as before the incident.

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What damages give rise to the right to compensation?

There are several types of situations that can provide grounds for personal injury compensation. The most common are:

• Traffic accidents – as a pedestrian, cyclist, passenger or car driver.
• Occupational injuries – if you are injured during working hours or in the workplace.
• Patient injuries – for example, due to malpractice or inadequate healthcare.
• Violence and assault – where you are entitled to redress or victim compensation.
• Accidents during leisure time – where others can be held responsible, for example due to lack of supervision.

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This must be in place to receive compensation.

In order for you to receive personal injury compensation, four basic requirements must be met:

1. Someone must be responsible – there must be a responsible party, either an individual, employer or insurance company.
2. There must be an injury - both physical and psychological injuries are covered.
3. You must have suffered a loss – for example, loss of income or expenses for treatment.
4. There must be a causal connection – between the incident and the loss you have suffered. That is, you must be able to prove that the damage was caused by the incident in question.

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How is the compensation calculated?

Calculating personal injury compensation is rarely simple. Compensation is often divided into the following categories:

• Lost income – both what you have lost so far and what you will lose in the future.
• Expenses you would not have had without the injury – such as medical treatment, travel, aids and accommodations.
• Disability compensation – if the injury causes you to have a permanent medical disability.
• Compensation for damages – in the event of gross violations, for example intentional violence, deprivation of liberty, abuse in close relationships or rape.

Each case is assessed individually, and the amount you receive depends on the extent of the damage, how much you lose financially, and what consequences the damage has on your life.

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What can a lawyer help you with?

The legal system can be challenging to understand, and many injured parties face large insurance companies alone. This is where a lawyer with experience in personal injury compensation can be of invaluable assistance. A specialized lawyer can:

• Consider whether you have a legitimate claim.
• Collect and structure necessary documentation.
• Ensure correct calculation of compensation.
• Negotiate on your behalf with insurance companies.
• Handle complaints or take the case to court if necessary.
• Relieve yourself.

Many people are offered lower compensation than they are actually entitled to. With legal assistance, the likelihood of a correct and fair settlement increases.

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Do you need legal assistance?

Applying for compensation can be demanding, especially in complex cases or if you have been denied and are considering appealing.

At Insa advokater you can get assistance from an experienced tort lawyer who knows the system and how to protect your rights. We help you with everything from assessing the case and collecting documentation, to submitting the application and handling complaints if necessary.

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As a parent, navigating child welfare cases can be challenging. It is therefore important to be aware of your rights throughout the process. Here is an overview of key rights for parents when dealing with child welfare.

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Right to information and participation

When child welfare services receive a report of concern, they consider whether there are grounds to initiate an investigation. Parents have the right to be informed about this process and to have their say. Child welfare services shall facilitate the participation of parents in the case.

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Right to access documents

As a party to a child welfare case, you generally have the right to access the case documents. This means that you can ask to read through the relevant papers in the case.

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There are some exceptions, for example if access could hinder the investigation of the case or if the documents contain sensitive information about other people. If the child welfare service refuses you access, this must be justified in writing, and the decision can be appealed.

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Right to legal assistance

You have the right to be assisted by a lawyer at all stages of the case. In cases where child welfare services are considering compulsory measures, such as taking care of children, you are entitled to free legal aid regardless of income. This ensures that your rights are safeguarded in the best possible way.

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Right to appeal decisions

After the child welfare service has completed its investigation, a decision is made that may involve closing the case or implementing measures. If you disagree with the decision, you have the right to appeal.

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The complaint itself is sent to the child welfare service, which then reassesses the case. If the child welfare service maintains its decision, the complaint is forwarded to the state administrator for a final decision.

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Right to visitation

If a decision is made to take over care, you as a parent have the right to visitation with the child, unless otherwise decided. The Child Welfare and Health Board determines the extent of visitation based on what is considered to be in the best interests of the child.

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The rights of the child

The child also has rights in child welfare cases. Children who are capable of forming their own views have the right to participate in their own case. This means that the child has the right to receive information, to express their opinion and to be heard by the child welfare authorities. The child's opinions shall be given weight in accordance with their age and maturity.

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Do you want assistance in your case?

Knowing your rights as a parent in child welfare cases is crucial to being able to protect both your own interests and your child's in the best possible way. If you feel unsure or have been treated unfairly, it may be a good idea to seek advice from an experienced child welfare lawyer .

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A lawyer who specializes in traffic cases offers legal assistance to people involved in traffic-related incidents, whether it concerns criminal cases such as drunk driving and speeding, or compensation cases following traffic accidents. This ensures that you receive good guidance and representation throughout the process.

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Legal assistance in traffic cases

In cases involving traffic violations, the consequences can be serious, including loss of driver's license, fines, or imprisonment. Lawyers specializing in traffic cases assist clients in cases involving, for example:

• Speeding
• Driving under the influence of drugs
• Illegal overtaking
• Illegal mobile phone use
• Loss of driving license

Here, it is common for a lawyer to provide advice on rights and potential consequences, assist in evaluating evidence and circumstances to ensure fair treatment, as well as represent the client in court.

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Compensation cases after traffic accidents

If you have been involved in a traffic accident, complex issues related to compensation for personal injuries and financial losses may arise. Lawyers with experience in traffic cases can help with:

• Documentation of injuries to ensure that all physical and psychological injuries are correctly documented
• Negotiating with insurance companies to obtain fair compensation for lost income, treatment expenses and other related costs
• Representing the client in court if an amicable solution is not reached

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Why choose a specialized lawyer?

Traffic cases can be legally complex and a great burden for those involved. A specialized lawyer has in-depth knowledge of both traffic regulations and tort law and can provide you with the best possible support throughout the process.

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By engaging a lawyer with experience in traffic cases, one can navigate through the legal challenges more effectively and ensure that one's rights are protected in the best possible way.

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If you have questions or want to talk about a case, you can contact us at Insa lawyers - completely free of charge.

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