Erstatningskrav - En komplett guide

Når du har krav på erstatning – enten etter en personskade, kontraktsbrudd eller økonomisk tap – er det viktig å handle innen visse tidsfrister. Hvis du venter for lenge, kan kravet ditt være foreldet, og du mister retten til å få det oppfylt.

‍

What is obsolescence?

Foreldelse betyr at et krav ikke lenger kan gjøres gjeldende dersom det ikke er meldt innen bestemte frister. For erstatningskrav gjelder dette både:

• Ved kontraktsbrudd (f.eks. mangelfull håndverkertjeneste)
• Ved skade utenfor kontrakt (f.eks. personskade eller økonomisk tap)

Et krav kan foreldes enten fordi det har gått for lang tid fra kravet kunne vært oppfylt til du faktisk krever betaling, eller fordi du ikke kan påberope deg noen tilleggsfrister.

‍

Hvorfor foreldes erstatningskrav?

Foreldelsesreglene har en viktig funksjon i rettssystemet. De er laget for å:

• Beskytte den ansvarlige mot svært gamle og uavklarte krav
• Sørge for at tvister løses mens bevis og dokumentasjon fortsatt er tilgjengelige
• Skape forutsigbarhet for både skadelidte og den som eventuelt må betale

Kort sagt: Jo eldre et krav er, desto vanskeligere blir det å bevise hva som faktisk skjedde. Derfor finnes det absolutte frister.

‍

Når starter foreldelsesfristen?

‍

Hovedregel - 3 år

Den alminnelige foreldelsesfristen er 3 år. Det følger av foreldelsesloven § 2. Når fristen begynner å løpe, avhenger av hvilken type krav det er snakk om.

‍

Erstatningskrav ved kontraktsbrudd

Ved kontraktsbrudd løper foreldelsesfristen fra tidspunktet misligholdet inntraff – normalt ved overtakelse eller levering, ikke fra når du oppdager feilen.

• Hovedregel**: 3 år** fra misligholdet (kjøp/levering/overtakelse)
• Unntak: Mulig tilleggsfrist på 1 år, regnet fra da du oppdaget eller burde ha oppdaget feilen

Eksempel: Du får utført rørleggerarbeid i 2018, men oppdager i februar 2023 at det er gjort en feil. Foreldelsesfristen løp likevel fra 2018, og når feilen ble oppdaget har det gått mer enn tre år og fristen for foreldelse har dermed gått ut. Dersom du ikke kunne oppdaget dette tidligere har du mulighet til å få tilleggsfrist på ett år – til februar 2024 – på å fremme kravet, selv om det har gått mer enn tre år siden arbeidet ble utført.

‍

Erstatningskrav utenfor kontrakt

Hvis du krever erstatning fra en part som du ikke er i et kontraktsforhold med, løper fristen fra du fikk eller burde ha fått nødvendig kunnskap om både skaden og den ansvarlige.

• Hovedregel: 3 år fra faktisk kunnskap
• Unntak: Absolutt maksfrist på 20 år fra skadetidspunkt

Eksempel: Du skader deg etter å ha falt på is utenfor en butikk i 2022, men legen påviser varig skade først i 2024. Foreldelsesfristen starter i 2024.

‍

Hvordan kan du stanse foreldelse?

Foreldelse kan avbrytes på følgende to hovedmåter:

1. Erkjennelse – den ansvarlige erkjenner kravet, f.eks. ved delbetaling
2. Rettslige skritt – du sender forliksklage, stevning eller klage til en instans med myndighet
3. Avtale – den ansvarlige godkjenner at foreldelsesfristen utsettes gjennom avtale

Når foreldelse blir avbrutt blir den opprinnelige foreldelsesfristen avbrutt og nullstilt. Det betyr at det starter en ny foreldelsesfrist – vanligvis på tre nye år – fra det tidspunktet avbrytelsen skjedde.

‍

Slik sikrer du dine rettigheter

• Følg med på datoene – Noter når skaden oppsto og når du oppdaget den.
• Dokumenter alt – Samle kvitteringer, e-poster, avtaler og annen relevant kommunikasjon.
• Søk hjelp tidlig – Snakk med en advokat dersom du er usikker på hvilke frister som gjelder.

‍

Do you need legal assistance?

Foreldelsesreglene kan være krevende å navigere, spesielt når det er usikkerhet rundt når fristen starter eller om den er avbrutt. Dersom du er i tvil om kravet ditt fortsatt kan gjøres gjeldende, kan det være lurt å få en juridisk vurdering.

‍

Hos Insa advokater får du bistand fra en erfaren advokat innen erstatningsrett som kjenner regelverket og vet hva som må til for å sikre dine rettigheter.

Growing up in harmful conditions can have long-term consequences. In Norway, there are opportunities to seek compensation for lost childhood if public authorities have failed in their responsibilities. Here is an overview of what this entails and how you can proceed:

‍

What is compensation for lost childhood?

Compensation for lost childhood is provided to people who have experienced neglect, abuse or other serious circumstances during their childhood, where public authorities, such as child welfare services or schools, have failed to intervene or have acted negligently. This may include a lack of protection against violence, abuse or serious neglect.

‍

When can you claim compensation?

To be entitled to compensation, the following conditions must be met:

• Knowledge of the conditions: Public authorities knew or should have known about the harmful conditions.
• Lack of intervention: The authorities have failed to take necessary measures to protect the child.
• Harm caused: The lack of intervention has resulted in physical or psychological harm to the person affected.

‍

How to proceed to seek compensation?

1. Document your experiences: Collect all available documentation that supports your experiences, such as journals, reports, and witness statements.
2. Seek legal assistance: Contact an attorney with experience in tort law to get guidance on your rights and options.
3. Consider the statute of limitations: Be aware that there are statutes of limitations for filing claims. These deadlines can vary, and it is important to act as soon as possible.
4. Submitting a claim: The lawyer will help you draft and submit your compensation claim to the appropriate authority.

‍

Alternative compensation arrangements

In addition to ordinary compensation claims, there are special schemes, such as redress. This is a state compensation scheme for those who have experienced serious abuse or neglect, and where other compensation schemes are not adequate. To apply for redress, you must document the incidents and show that other compensation options have been exhausted.

‍

Important considerations

• Proof requirement: A preponderance of the evidence is required to prove that the alleged events took place. This means that it must be more likely that the events occurred than that they did not.
• Statute of limitations: Although there are statutes of limitations, these can in some cases be extended if you only became aware of the damages and their cause as an adult.

Seeking compensation for lost childhood can be a demanding process, both legally and emotionally. With the right guidance and support, you can get the compensation you are entitled to. Contact Insa lawyers .

‍

An accident can turn your life upside down in seconds. When a personal injury occurs – whether on your way to work, in traffic, during medical treatment or in your free time – it can give you the right to financial compensation. But how does personal injury compensation actually work, and why should you consider contacting a specialist lawyer?

‍

In this guide, you will get an overview of your rights, what types of damage give rise to compensation, how the amount is calculated – and not least why legal help can make a big difference.

‍

What is personal injury compensation?

Personal injury compensation is a financial compensation you may be entitled to if you have been physically or mentally injured as a result of an incident for which someone else is responsible. The compensation is intended to ensure that you are not left alone with the costs and losses that the injury entails – and should, in theory, put you in the same financial situation as before the incident.

‍

What damages give rise to the right to compensation?

There are several types of situations that can provide grounds for personal injury compensation. The most common are:

• Traffic accidents – as a pedestrian, cyclist, passenger or car driver.
• Occupational injuries – if you are injured during working hours or in the workplace.
• Patient injuries – for example, due to malpractice or inadequate healthcare.
• Violence and assault – where you are entitled to redress or victim compensation.
• Accidents during leisure time – where others can be held responsible, for example due to lack of supervision.

‍

This must be in place to receive compensation.

In order for you to receive personal injury compensation, four basic requirements must be met:

1. Someone must be responsible – there must be a responsible party, either an individual, employer or insurance company.
2. There must be an injury - both physical and psychological injuries are covered.
3. You must have suffered a loss – for example, loss of income or expenses for treatment.
4. There must be a causal connection – between the incident and the loss you have suffered. That is, you must be able to prove that the damage was caused by the incident in question.

‍

How is the compensation calculated?

Calculating personal injury compensation is rarely simple. Compensation is often divided into the following categories:

• Lost income – both what you have lost so far and what you will lose in the future.
• Expenses you would not have had without the injury – such as medical treatment, travel, aids and accommodations.
• Disability compensation – if the injury causes you to have a permanent medical disability.
• Compensation for damages – in the event of gross violations, for example intentional violence, deprivation of liberty, abuse in close relationships or rape.

Each case is assessed individually, and the amount you receive depends on the extent of the damage, how much you lose financially, and what consequences the damage has on your life.

‍

What can a lawyer help you with?

The legal system can be challenging to understand, and many injured parties face large insurance companies alone. This is where a lawyer with experience in personal injury compensation can be of invaluable assistance. A specialized lawyer can:

• Consider whether you have a legitimate claim.
• Collect and structure necessary documentation.
• Ensure correct calculation of compensation.
• Negotiate on your behalf with insurance companies.
• Handle complaints or take the case to court if necessary.
• Relieve yourself.

Many people are offered lower compensation than they are actually entitled to. With legal assistance, the likelihood of a correct and fair settlement increases.

‍

Do you need legal assistance?

Applying for compensation can be demanding, especially in complex cases or if you have been denied and are considering appealing.

At Insa advokater you can get assistance from an experienced tort lawyer who knows the system and how to protect your rights. We help you with everything from assessing the case and collecting documentation, to submitting the application and handling complaints if necessary.

‍